This view must deliver
- •The current account, always masked, with its verification state.
- •Change it behind re-authentication and a second-factor challenge.
- •A stated hold: a change should not take effect on payouts already in flight.
- •History of changes, since this is the single highest-value target in the portal.
Blocked on
- •Whether multiple settlement accounts are allowed, and whether they can be split per point of sale, is undecided.
- •The cooling-off rule after a change needs a policy decision, not a design one.